Early last month, my wife and I had meetings with several people as we moved through the early stages of the home building process. Following our initial meeting with the sales guy, we had a meeting with an NVR Mortgage representative. The process of applying for a mortgage is tedious, but we were well prepared. The mortgage was approved a few weeks later. The application was based on an early estimate of the sales price, but that has since changed. Hopefully, we'll have no trouble getting approval for the higher number.
Shortly after, we had another meeting with the Ryan Homes sales guy. In this meeting, we made some significant selections. These included:
- A morning room
- A finished basement
- A full bathroom in the basement
- Recessed lighting in various places
- A premium kitchen with stainless steel kitchen appliances (including a double oven)
- A stone fireplace
Next, we met with the flooring people. We picked out some hardwood flooring for the main reception areas of the house, the “resilient flooring” for the remainder of the first floor and carpet for everywhere else. We chose the highest quality carpet padding, but went with the cheaper carpet option.
Our next meeting was with Guardian, but I will expand on this in my next post.